FNB South Personal Mastercard®
We offer two different FNB South personal credit cards; both options have two tiers.
Mastercard® Standard
If you have less than perfect credit, are not interested in earning rewards, or want a card with a lower credit limit, then the standard card may be for you. If you have little to no credit history or would like to re-establish your credit, we offer a secure standard card. This card benefits customers by helping them either establish or re-establish a satisfactory credit history. Both of these card options have an APR* of 16% for purchases and cash withdrawals.
Mastercard® Platinum
If you have above-average credit history and would like to earn cash back rewards, we offer two rate tiers with the Platinum card.
- The first tier has an APR of 13.00%* and a 1.5% cashback on all purchases and cash withdrawals.
- The second tier has an APR of 15.00%* and a 1% cashback on all purchases.
*All APR rates are based on the current Prime Rate and are subject to change when the Prime Rate changes.